We all want to increase our wealth and save for future. For that we invest in various investment schemes. Managing money properly needs some calculations and awareness. Calculation is needed to estimate the return and find the right amount for investment. Awareness is required because time to time government regulate monetary ...

What is interest?? When we look at dictionary the literal meaning of interest is “something that concerns, involves, draws the attention of, or arouses the curiosity of a person”. Money is something which draws the attention of all.  We do not lend money free of cost to anyone especially when ...

In India we have largest network of railways.  It is a cheapest mode for long distance travel. I think every one of us travel through train. Train covers larger distances in less time due to its higher average speed. Train journeys become sometimes boring due to its poor speed and too ...

We all know that bank gives interest for the money we keep in our saving account. Every year in the month of June and December we see some interests credited to our saving bank account. Earlier all banks have same Saving Account interests rates i.e 4% (currently sbi saving account interest ...

Connectivity issue with smart watch I am writing this article just to help people to know how to pair smart watch with their phone ‘second time’. Second time means, you didn’t face any connectivity issue the first time you bought the phone, but after you chosen ‘Forget watch’option and trying ...

How to calculate EMI is a big question comes to our mind when we have to take decision on how much loan we can bear based on our monthly income.  We search on internet for EMI formula and do some calculation on paper or Excel to find the Equated Monthly ...

Earnings per share or commonly termed as EPS is a useful financial ratios for making investment decisions. It is generally used to compare profitability of companies. Earnings per share (EPS) is calculated by dividing the earnings of the company by its nos of outstanding shares. Earnings of a company is ...

Price to Earning Ratio commonly termed as (P/E or PE) Ratio is one of the most common method of deriving the valuation of any company. It helps in deciding how attractive the stock price is at current market rate. It is calculated by dividing the stock price by the Earning per ...

BOOK VALUE of any company represents the actual value of the company on its book (i.e account book). This can also be understood in other way that it is the value of each share of a company,  after all its assets are sold for cash and  all the liabilities are paid off. To understand ...

Now a days ‘Petrol vs Diesel car ‘ cost analysis is gaining popularity because of rising fuel prices and remarkable improvement in Diesel engine technology. Every car manufacturer is launching, both  petrol as well as diesel variant for same model of car. Diesel is cheaper fuel than petrol, diesel cars also give better ...